our mission

We’re making it easier to live debt free.

At Citizens Debt Relief, we’re ready to help. No matter how much debt you have, financial freedom is attainable!

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Who are we?

Citizens Debt Relief is a dedicated debt relief company based in the heart of New York City. Our meticulously crafted approach to debt relief helps us secure a brighter financial future for our clients.

Part of what makes us unique is that we value full transparency, cooperation, and grit above all else. We exist to provide our clients with the tools they need to pull themselves out of debt and into a state of financial peace of mind.

We show
Respect
We aim to
Serve
We strive for
Success
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Our mission

Our mission is to resolve your outstanding balances, whether they are current or delinquent, or in the form of credit cards or unsecured loans, through an efficient negotiation as quickly and comfortably as possible.

We retain expert negotiators skilled in protecting borrowers from predatory credit card interest rates and aggressive debt collectors. Our debt relief specialists fight the debt negotiation fight for you, so you don’t have to. If we can’t reach an agreement with your debtor, we do not accept compensation for that portion of your debt, but rest assured that if we say we can negotiate it, we can.

The most important thing to take away from our mission statement is that trustworthiness is the foundation of our financial institution. Enrollment into one of our debt relief programs is the first step in your personal finance debt solution. Citizens Debt Relief strives to reduce the total amount of your unsecured debt balance to just a fraction of what is owed. Regardless of the specific amount of debt acquired, the specific period of time it has remained delinquent, or your resulting credit score, our strong-minded settlement company team is determined to make your debt settlement manageable.

Get in touch today for your FREE consultation

Client FeedBack

Read success stories from our happy clients

Jason Hessom
Jason Hessom

I enrolled with Citizens Debt Relief in 2024 and with the help of Thomas Fischer and his team 5 of my accounts have been settled and satisfied and we are in the process of settling my 6th and final account

Karen Moore Meador
Karen Moore Meador

Just got off the phone from a young man, he saved my life and my credit card debt! Thank you Brandon!

Lauren Demain
Lauren Demain

Since I've enrolled, more than half of my accounts have been settled with lenders, with an average reduction of 65% off the original balances… These folks know their stuff. Brandon Turner has been a great asset.

Paula Hess
Paula Hess

Mike Cocca was polite, empathetic, and generous of his time. He went above and beyond to educate me in this process… He also was very accommodating in procuring a lower payment and schedule that meets my financial needs. I would add more stars to this review if able.

Meredith Bradford
Meredith Bradford

Thomas Fischer really went above and beyond to help me, he was very easy to get ahold of, answered every question I had, he was very kind and very helpful!

Becky Leopard
Becky Leopard

Brandon Turner did an amazing job in helping me gain peace of mind and a decent repayment plan. He was professional, quick, responsive to questions and very informative. Highly recommend this service…

Why choose us?

Citizens Debt Relief is the gold standard of debt consolidation services.  There are a number of reasons why Citizens Debt Relief is the best option for you, but we want our potential clients to experience our expertise and insights into credit card debt consolidation for themselves.

We are so confident in our debt management services that we offer free consultations and refuse to charge you any upfront fees until we can come to a settlement agreement with your credit card company or collection agency that reduces your total amount of debt and have you on the road to long term financial success.

We call ourselves Citizens because we believe that every citizen has a right to be debt free. We believe in this right regardless of credit card balances, creditworthiness, or achievable minimum monthly payments. If your outstanding debt has resulted in repossessions, high fees, or persistent collection efforts, the negotiators at Citizens are here to help.

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Diversity
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Respect
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Transparency
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Integrity

Are you currently enrolled in a debt resolution program with Citizens Debt Relief?